Two identical MH properties (or even the trailers themselves) purchased differently by two different investors could have vastly different levels of success.

The first time I tried contacting them I was on speaker phone with my neighbor in the room and he verified his identity to them and asked them to speak with me.

For instance, if the house has no furnace and there's a higher FHA offer, then it will not be accepted because they already know the financing will not qualify.Two completely identical offers, one cash and one hard money .. yes cash is superior. 

@Ben Israel - I rent out 8 furnished units in and near San Francisco including four 3-bedroom places/homes.

Almost every applicant that comes to me with a foreclosure story has someone else to blame: medical bills, divorce, identity theft, etc.

I have almost identical homes... old brick row homes, their backyards bump up to one another.

Strong fundamentals needed are a given but you can have 2 close to identical companies but one has a really strong marketing machine so stands out as different and enticing.  

Cash>Check>ACH>Credit card.Credit card: Disputable up to 90 days by the click of a button with minimal verification relative to the other methodsACH: Disputable up to 60 days by informing the bank in writing (and with a higher level of verification by the bank)Check: Disputable up to 30 days after the customer’s bank statement is issued and requires the customer to prove fraud or identity theftCash: is king - however the chances of getting your tenants to send you cash every month is nilThe goal of any investment is to reduce risk (or be duly compensated for accepting additional risk).

I have credit score monitoring  and actually had my identity stolen 3 times. 100+ points dropped is way too much unless you opened up an account while inquiring.

I am working on a partnership with some friends where we could go in with cash on a 53 Acre property with a 4 bed 3 Bath log cabin and 3 smaller identical cabins that sleep 6 a piece.