I bumped this to 4% this year due to rising taxes, etc.

Afternoon bump

One small bump in the road and with the lack of extra cash flow you might end up loosing your home and the rental house.  

Investing is not a smooth road and when the bumps hit the last thing you want is bad debt hanging over your head that can, and often will, bankrupt investors.

Things went well for the most part, but there was definitely friction in the "owner" mindset bumping up against the "renter" in terms of how rough on things we were, and the risks with seeking compensation for any damage from friends.Overall it's still something I'd recommend.

@Michael Evans , coincidentally I bumped into an SBA loan specialist a couple of weeks ago and talked to him about the possibility of applying for an SBA loan to acquire small multi-family properties. 

That rate bump might let the lender pick up at least another $250 or $300 (not a typo) on the secondary market so that at least they're in the green.Dodd-Frank and CFPB compliance expenses are the same (I've seen estimates range from $3500 to $8300 [not a typo] for this) if it's a $75k loan or a $750k loan, but one of these two has a whole bunch of profit to make up for it.

I'm sorry for the bump... but I gotta say.

If you're 2 years from retirement, you need the least risky thing possible, which would just be paying down that primary residence. 25 years from retirement, you've got some time and can take some risk, since any bumps in the road will smooth out over the long term.

Bump... anyone have any "twins" to add?