And there was no chance in hell that my investors would not get their money back: I had confidence in my deals and my ability to manage contractors and enough of my own capital as a risk buffer.

There is always a chance that rates will drop, but I would imagine $25K would buy down the annual rate so significantly that you would never see a lower rate offered by a bank so you wouldn't even think about refinancing.

Hope you have had a chance to dig in on this website, a lot of great people, investors and overall a great resource to use!  

So if someone invests in 20 of our syndicated loans, they should know that chances are one or two will have problems.  

If it still went to tax sale Maybe they didn’t know about the back taxes. maybe they didn’t know about the back taxes if they didn’t know and pay the back taxes, then there’s a very good chance that they are able to do something with the property that you didn’t think was possible, perhaps they know the right people ? 

Will you go view a property for me that there is a good chance we don't get.

Get my money back in less than a year, and it's a great amenity.If you live in a wealthier area, chances are the residents will have their own unit, so you may not have to provide one.

If the daughter is not on the lease, ensure you have signed papers from the mother herself if they move out early.Almost zero chance they will pay rent again.

Even though they are selling, there is a good chance they are interested in buying as well.

you have someone with very little means borrowing your 5k Em ( which is a rare EM in most markets) and even if they get it back chances are you not going to get them to pay U a dime of interest they will just go to the next gater lender.