@Costin I. has had a sneak peek at the e-course, but I'd have to get permission from the family to share that resource and wouldn't want to violate Self-Promo rules.

Bridge, portfolio, foreign national and other specialty loan products.Key Bank, FLorida flexible lender, HELOCs on secondhomes and rental properties. 90% LTV on primary.Merchants Bank MN See Pavel UshakovMountain America Credit Union in Utah, Idaho, Montana, Nevada, Arizona, New Mexico. 85% LTV, promo rate of 1.99%.

Over time, as you shop more and more with some smaller specialty shops they will call YOU with promos, you’ll develop a pattern for materials you like and re ordering them becomes very easy.

Carl's Jr is best know for these promos.10.

BLOC FL, CO, OH, UT, IDLafayette Ambassador BankMerchants Bank MN See Pavel UshakovMid-Hudson Valley FCUMountain America CU Utah, ID, MT, NV, AZ, NM. 85% LTV, promo rate of 1.99%.

Try to avoid that as it can be seen as a taxable event.Loan terms:  getting terms for 3.5% down sounds like a first time buyers promo and not at all sure you or the parents would qualify. 

I was hoping to take advantage of a bank promo (eg. earn $300 when you direct deposit $500+ in each of the first 3 months), but the disclosures limit direct deposit to payroll, pension, Social Security, etc.

It's currently on sale now as well for Father's Day for $244 with promo code DAD30, if anyone is interested. 

So if there isn't any alterior motive for hard sales or promo on a Newbies account, then let's come to calm x think full 360..just an suggestion for thought for those needing to see a pic so bad, and if the person just asking  simple question..No pic needed...if it gets to where they are setting up s deal then yeah, so idk why anyone would have a problem unless like I said before...alterior motives.

Hi there, I have a HELOC with a balance of $82k that is under a 0.99% promo rate until the end of August.