Unlike a 30 or 40 year low interest loan where a lender has a longer period of time to make money.

@Felicia Hamilton Longer amortization period will give you positive cash flow.

Normally banks are pretty strict on it, insisting you live there for a certain period for an OO loan because they're selling the loan.Even if there is recourse, an LLC loan is in a different category altogether from a personal one and accordingly rates are different.

I am talking to a couple commercial lenders but they want the full Year seasoning period so I might have to wait.

Put in a 5 day option period to have professional Home Inspection or GC come through to make sure i'm not investing in a money pit. 4.

One indicator to watch for is building costs rising.For example when I was buying in Atlanta in 2011 building costs were $18 per sq foot, today we are looking at around $100 per sq foot...boomSo what happened during this period?

Since he at the time had less then a month and half we said we will pick up a check when you get a new account setup instead of doing online payment for that short period.

It was a judicial foreclosure but the redemption period is likely 90 days.

Ben, This is a quote from https://barneswalker.com/seller-financing-restrictions-under-the-dodd-frank-act/A lease option contract where an owner rents out residential property to a tenant and gives the tenant an option to purchase the property after a specified period may also be subject to the new Dodd-Frank Act, if any of the rental payments are used as a credit toward the purchase price or create ownership equity in the property.As you describe your 'rent to own' it would fall under this rule.If you use part of the payment for the purchase of the home, or extend credit for such purpose you fall under Dodd Frank.So- my best guess answer to your question is if you are doing rent to own, you need the licence. 

The percentage may differ based on the individuals and their needs but again the diversity needs to be there.I'll always be a RE guy first because that's what I know best but if you can tax free money from a cash out refinance, place it into an F.I.A. ( Fixed Indexed Annuity ) an literally be guaranteed not to ever lose money unless you withdraw it during the surrender period.