The lender referred to in the past, no longer extends to this limit. 

When it came time to mobile deposit the $15k, the Wells Fargo app told me that there's a $10k limit for mobile deposits ($20k per 30 days), so I could not mobile-deposit it.

To give you some background, my experience with mortgages in my lifetime is limited to 3 transactions (conventional) related to my past and present personal residences, as well as 1 refinance.

I have robust liability limits and a PUP.

It also creates some additional costs (setup, maintenance, tax reporting) and will limit your financing availability (more expensive commercial loans).Depending of your threat level and the amount of asset that you are protecting it may be worth the cost.

However the property purchase price is less than the jumbo loan limit.

i my view its always better tp limit liability.... 

I want to put together a leather bound notebook that  would have a good 1 sheet with info a bank would like to see and then have more in depth financials as other documents that I will need during the application and underwriting process.

I will keep looking for the lender although there was limited time before mortgage contingency expired.

I will be doing the footwork this week to find out what zoining regulations exists, construction limitations exist, permits needed, and most importantly what funding is available.