I want to protect myself and my family from an increased mortgage through refinancing later.

Then paying the requested rent amount for the first 2years and then increasing 5% After the 3rd yr and lock that in for another 3yrs and increase by 10% the 5th-10th yr.

We also increased curb appeal with landscaping (there was ZERO), a ledge-pack driveway, and a fire pit area.

While it would impact some business plans more than others,  its probably possible to function with 5-10% a year rent increases allowed and vacancy decontrol,   but if we get the more extreme variety like what the far left wants  (inflation or less for increases,   no vacancy decontrol,  etc)  it will be bad.    

However, the estimated value of my new construction, complete with a pool and ADU, is at least $1.35 million.Capitalizing on this increased property value, I approach the bank for a cash-out refinance.

I know it's talked about all the time, but I recommend people leave their equity and focus on increasing income, cutting expenses, and saving for the next investment.

The shorter the prepayment term has an impact on increasing the rate.4.

As long as you have at least two years of stable or increasing income as a traveling radiation therapist, then we can use that income with a conventional loan.

The pricing increases in huge jumps.

In your county values may have increased 20% making your common level ratio 1.2.