From what I've seen, Ohio has no law addressing stigmatizing events which may have occurred on or near a property.

current liabilities per property are 1M business liability (per occurance), 2M annual aggregate, 5k medical premises payment. each 2bdrms with a couple and kid.In addition, does anyone have any strong recommendations on insurance companies (e.g. allstate, statefarm, liberty mutual, etc) that have done well at protecting against tenant lawsuits?

It gives me an idea on what kind of crime occurs. 

Wind, Flood, tornado, Hail, or third party damage or theftcan still occur.

Liability Insurance – Liability coverage protects the owner and investors in the event an injury occurs at the property.

It sounds like you are in a really good position with this property, and the option of doing nothing is not going to harm you.

Unlike a stock or other instrument there is no market data until a sale occurs.  

Haven't used either in depth myself so no harm checking them out. 

Same conversion ratios (conversions from "aggressive, well-defined business plan" to actually purchases and action)Now mind you these are actual zoom consultations, not the 5 reach-outs that occur per every 1 consultation.As I talk to different people throughout my sphere - primarily lending and insurance -- they report an even more lopsided affair, as they also deal with a lot of local "investment enthusiasts".  

A 10% emergency reserve is added off the base budget for any cost overruns or unexpected expenses after closing that occur but if never needed it is subtracted from final loan principal.So while not as easy as a hard money loan and with lender oversight, this may be an answer in this situation.