It's my understanding and on my loan that I have st had a pre approval for and been shopping around with for the last 3 months I have not had to extend anything.

However, in the absence of a prior business relationship or a recognized legal duty to offerees, we believe it is likely more difficult for an issuer to establish a pre-existing, substantive relationship, especially when contemplating or engaged in an offering over the Internet.

Your agent will want to know that you are serious about the process and one of the ways of doing that is securing a pre-approval letter.

Or a pre-approval letter if you're making an offer contingent upon financing.However, if you're hoping to just simply assign the contract to the end buyer without closing on it first yourself, I think you're going to have a very hard time actually doing that because the bank is not likely going to let you assign the contract. 

We spent the same amount on other expenses overall since I didn't have to travel to support my surf, ski or kayaking habits

It's a real estate combo with a business loan that's works out for an apr of 6-8% depending on your circumstances.

Do you provide a pre-approval letter to the borrower?

Might try to get a Pre-Approvial letter. 

Make sure you have a pre-approval letter or proof of funds and you shouldn't have any issues. 

I was driving for dollars after a home inspection last week when I saw the obvious signs of a nice 1998 construction 3/2/2 unoccupied home near Randolph Air Force base.  I was able to track the owner down on Facebook ...