And not that I would use it, but I have yet to receive the $250,000/$500,000 pre-approval they promised for all in attendance.Glass half full, they did provide certain meals, a couple of cocktails and a guided bus tour of investment "opportunities", which they applied considerable pressure for offers on, one with a suggested "ARV" that was at least $100k above highly reliable AVM (automated valuation models) I have access to.Overall, I say stay away, unless their Funding Tour comes within driving distance and then only so you can see for yourself. 

I was wondering if anyone has had any experience in this area?

Its simple and easy to adjust the numbers. https://www.bankrate.com/mortgages/mortgage-calculator/But as @Chris Seveney suggested garage in and garage out when it comes to any calculator you use.

I hope my suggestions help good luck to all. 

Christian Bors Michael Mullins I'll definitely look into those suggestions!

Wondering if anyone can provide any insight into the Airbnb arbitrage for the Bay Area.

I suggest you take all the classes to get your real estate brokers license and read a few books on how cities grow and evolve.  

In my research when I initially wondered the same questions about whether I should my properties in one or not (or in several), I came up with the conclusion that it's not the 100% asset protection most people think it is in a lot of cases.

I was wondering if you have had any luck in the past few months?

What suggestions/feedback would you offer someone who is considering leaving their W-2?