To solve this problem, you might consider having your loans serviced by an independent loan servicer.

What can I say.I took a business statistics class in college, and one of the only thing I remember from it was my professor saying that they compared the average returns of some of the most brilliant stock analysts and a monkey throwing darts at stock listings from a newspaper spread across a wall.

My question is can I have my independent website which I can promote (Of course, I am ready to display my BIC's company too on webpage)?

I'm very politically independent, but the best thing that Obama has said in a year was in a speech in the fall - that there's a disparity between the services Americans want and what they are willing to pay for them.

A few interesting statistics included: 1.25-1.5 "new" jobs to justify additional housing units, the same number employed now as we had in 1990, anticipated +2% to mortgage rates over the next two years, and the possibility of $5 gas within the next couple of years.

.- Sign a contract (including Independent Contractors Agreement) before starting any work.

Worst 1-Year Home Price Change- from 1980 thru 2009" values were "-22% (first quarter of 2009)"= from first quarter 08 to first quarter 09 there was a 22% drop in prices.Keep in mind that rises/drops can be cyclically or seasonally related, so compare changes to historical statistics for that specific area.

I don't know the statistics on black, white, asian etc.

To them it is a statistic game.

Rich Rich,Just to be clear, I am an Independent and I really try to see both parties for what they are.