And your natural defense of "I intended to assign the contract from the beginning" will backfire as it will then be used as evidence against you that you are brokering real estate without a license.

Umbrella insurance is supplemental to regular insurance.

Write a small bullet list of what you need to discuss and the questions you need to be answered and let the conversation flow naturally from topic to topic.Don't forget that a not so small part of real estate is being a professional therapist.

@Jordan Moorhead Austin is booming , I remember back in the day flood and natural disaster would scare Investors and homeowners away.

If SIP has taught us anything, it is that, it is human nature to want to collaborate and socially interact with others.

It seems to be something the banks are moving towards over the last 10 years or so.If you want to move to WL from your term, you might want to do it as a supplement of the term because the concept of “infinite banking” is to keep the death benefit as low as possible to promote cash value growth.At the same time, since you’re “squashing” the death benefit in the WL, you may still need a certain amount of coverage for your family if you pass.I look at the death benefit in the “infinite banking” scenario as an ancillary bonus because the growth of the cash is the primary goal.

Take those things and create habits around them so they become second nature if they aren't already.I can't speak to the outcome of any of the aforementioned programs.

I sometimes supplement with electric wall units in the bathrooms (since people like to be toasty coming out of the shower).  

A war in China, a natural disaster, a crazy tweet from the White House could easily trigger a recession and make your knowledge irrelevant.

Anyways in 5 months we wiped out many years of profits thanks to rent control, lawyers and human nature.