Once I had an idea of the various choices I had before me, then I'd eliminate the ones that don't fit my knowledge, skills, and abilities. 

The ability to house hack and not have to pay a housing payment from my personal budget every month.

@Fouad HayekHi Fuad, on my purchase agreement it says if this agreement is subject to the BUYER’s ability to obtain a loan and the loan can not be obtained, the BUYER shall get the deposit refund.So in this case, I’m not able to obtain 80% of the loan, and is that means I’m not satisfied with the loan condition?

If it's your first investment, consider the fact that less money down means you're Debt to Income ratio is higher meaning it may impact your ability to get conventional financing for the next investments.

You can't force the whole world to get a vaccine and even if they did, they would still have the ability to carry and transmit the virus to you.Isn't that information of value? 

Yes, its great to write everything under the sun off to pay no taxes, but it hurts your ability to get loans, so a balance needs to be struck. 

Furthermore, I have never purchased a home and do not want to lose my ability to do a first-time home buyer program.

You want a PM that has the ability to manage costs effectively.

So, when you are looking for multi-unit properties to purchase and the marketing package indicates the annual expense rate is less than 50% you need to challenge that number because the sellers innocently or purposely deflate the numbers and you should always change the rate and base the price you would pay for the property at 50% because there are many factors that change the expense rate i.e. the sellers were cheap and did not maintain the properties properly, deferred too much maintenance, or they personally did the repairs and you may not have that ability.

maybe some are jerks but maybe some are really in a hard time and just dont have the ability to do everything as you would like.