To answer your question it depends on the exact location since it can be very rural just a few minutes outside of town & also the condition.

Fast forwarding to moveout, we cleaned the home to a very respectable living condition and notified the landlord we would be out mid-afternoon.

Joel - 1) I would recommend  getting an idea  where you stand  based on your  current income  / assets / credit  so that you can  establish a present " baseline "  plus  so you can make sure  that there are no wrinkles on credit  scores / history 2) if you have any specific  scenario that you are targeting -  getting  a  conditional  pre approval   using whatever scenario you want to use - should be possible  ...this will allow you  to confirm if the plans you have are  valid and  have a chance to work 

If you find none and are satisfied with the condition, refund the tenant as much as you see fit.

Then she said never imagined a girl would live with this kind of bathroom condition.3)The entire downstairs was painted as part of the frozen pipe incident.

Upon the expiration of the Lease and any extensions thereof, Tenant shall surrender the Premises in as good of state and condition as they were in at the commencement of this Lease, reasonable wear and tear from ordinary use excepted.The issue here is there is not mention of a $$ for a Penalty. 

same condition?

Do you judge a total rehab by cosmetic needs or in this case leaking pipes total re-wiring and current the condition of the pool in addition to needing flooring cabinets, etc.

So if your plans differ significantly from what it was originally planned the infrastructure will need to be modified.You should asses the current condition, you can hire a civil engineer to go out and take a look at the pipes, stub out locations, grading, etc.

Ask your lender what paperwork will suffice the condition.