So based off this calculation I determined that my portfolio is strong enough to move on with my expansion plan into a new market.Business expenses as % of total expenses : 70% 1) Fixed Expenses: a)Monthly Mortgages: 45% b)Property Taxes: 18.7%c)Utilities Expenses: 14.8% d)Licenses & Insurance: 5.4% 2) Variable expense - Water bills + repair expense : 16%Personal Expense as % of total expenses: 30% My monthly living expensesa)Housing: 39.7%b)Child Care: 25.4%c)Living expense: 22.2%d) Food: 7.9 %e) Insurance: 4.8Income 1) Total Income - 100% A) Rental Income: 42% B) Wage income (W-2) : 26 % C) House Flipping Revenue: 23% D) Property Management Revenue: 5% E) Stocks/Dividends: 4% Please let me know if you would like help walking through this process as it has been super helpful to understand my financial situation or send you the spread sheet I used.

I love my job, but I just don't feel like I have the financial freedom to do everything that I would like.

My goal is to gain financial freedom. 

@Franklin Parker Sometimes PM firms have their own handyman, although it could be in your best financial interest to coordinate them separately.

So just seeing what kind of financial advice i can get to drag ourselves out of this slump.

@Rob Brown Your asset allocation should be determined by your personal financial situation.

My main goal is achieving financial freedom as quick as possible.

What will you offer the tenant to convince him to make a poor financial decision?

I emailed the agent, and he sent me a financial statement from the room next door, which is identical. 

& get wiser, not doom, stumbles and taking financial hits.