(Because they are another woman demanding attention/time/things from the hubbies, which the wives don't like)So good on you for using a lady loan originator!

@Bill B.1) Home is worth $220k now, principal balance on loan is $179k.

I looked at their fees and thought OK I would pay more for a hard money loan anyway and could use the help to get funding. here I am with a bunch of crappy consumer credit cards flying out to a house I don't even live at.

You know the property can be improved.

We're certainly seeing a very high demand on the investor side for loans in the area.

There are a lot of programs available to help with renovation costs being built into the loan on a primary residence purchase.  

I say hopefully because many of these payments are reduced or altogether eliminated by any amounts owed by the beneficiary to other government agencies, such as income taxes, loans, etc.Bottom line is that this is a business, requiring all the skills and assets and expenses necessary for all businesses.

Check out ways to pay, like loans, talking with money lenders, or teaming up with others.

If you do this, you'd both be tied to the loan.

In other words, sufficient capital for the cash purchase of a property (plus rehab) and eventually refinancing the completed project to a long term loan.