@Danielle Cage Affordability is always going to be a local factor, and influenced by local market conditions.

I remember attending this real estate conference without the usual YouTube influencers and real estate fake gurus.

I've been added on a list that deals with the GMA so they do exist.Lastly, I would also suggest, if not done already, that anyone looking to invest on the island gets familiar with the different neighborhoods as that could influence your purchase.  

An listing agents' duty is to the seller so they will influence against low ball offers or tell them take a good offer before they it is withdrawn.

I think lenders, private or otherwise, will be greater influenced by legislation at the state level than the presidential election.

The Borrower still has the default on their credit which will influence eligibility for a couple of years.  

Hi Mike,A few other good reads are How To Win Friends and Influence People and Think and Grow Rich.The team and myself are based in Kansas City.

Sometimes the people close to you don't see the vision or can be negative influences especially with Real Estate.

This "extra work" that realtors are doing is self-inflicted thru a legalized Racketeer Influenced and Corrupt Organization (RICO).

One thing I think you can do to positively influence the appraiser is make sure the property is spotless.