I use a combination of BP calcs (not the most user-friendly if you want to make changes or run "what-ifs"), DealCheck.io (I like the UI a little better), and spreadsheets (customization for unique cases). 

List price $289,000/building ($578,00 combined)MLS # 13131613 & 13131606Seller is not willing to divide properties up.

Very little overhead (only car insurance) combined with a decent income have prompted me to be wiser with my capital, as I know this transient lifestyle has an expiration date, and when that time comes I would like to have some steady income to show for it.Because I’m not able to be present in a regional market for months at a time, and I will be a relatively absentee investor, I am looking for properties to buy-and-hold.

Combining personal line of credit and home equity line of credit, I believe I may have enough of a downpayment for a B-class 15-20 units MF.

That, combined with all of the tech & medical industry biz here equals a well educated (and well paid) population with a relatively low cost of living in comparison to some of the larger metro areas throughout the U.S.

I actually factor in 15% for maintenance and cap ex combined.

@Chip Chronister   My docs state the DOS so everyone knows, but in almost 13 years of LO's I've never had a DOS called.....I think the issue is the 13 combined with the transfer of title...Doing a quit Claim doesn't address the underlying loan....only the title....The seller HAS to provide any and all loans, including the mtg. to the trustee....Whether he includes them in the 13 is different, but he has to provide them all. 

I use 2.5% of PP for closing cost (you didn't specify a %), and combined with a 20% down payment and no improvements, came up with a cash outlay of $49,275.

We're slowly hashing it out and I think for the realtor it will be a combination of commission and share of profit.

Not only did the seller leave out the property taxes, they also did not include any management or property insurance.Regardless of if you use the BP spreadsheets or build your own, make sure that all the boxes are filled in or you understand how they are combined (e.g.