I'm exercising a buy and hold strategy here because it's home and I have ties to the area.Four of my other doors are here in MS and I manage them myself. 

The Constitution of most of our states (and of the United States) assert that all power is inherent in the people; that they may exercise it by themselves; that it is their right and duty to be at all times armed

They exercise, read, and constantly are working on improving themselves. 

This may be a good exercise for all, in their respective markets:  Take a look at the market sale history of the micro market(s) you invest in all the way back to before the crash.  

"exercise their option") even with "credit counseling" and an REI friendly RMLO, etc.

If you honestly go through that mental exercise and the answer is yes, then doesn't that strike you as a bit strange?

Here is a quick exercise you could do. 

It’s the same as these diet and exercise programs that say you can eat what you want and work out 10 minutes a day and have the body of your dreams.

The best financial strategy for you is similar to the best exercise plan you can take.....it’s the one you can do consistently.

in Oregon they just went through this exercise and at least for now it did affect values.. with buyers slowing way down and offers when coming in way low as new investors don't know how this is all going to play out..