You might find them online - I doubt you’ll find them in the stores right now or even ask around and borrow some for the short term until you find a better solution.

I am questioning the long-term strategy of borrowing low-rate mortgage loans as a hedge against very high inflation.

If you are borrowing the money for the purposes of construction, the lender may require a certified general contractor to oversee or complete the project.Lastly, you might be able to add an extra income stream if you could locate a mechanic who could use the garage and live upstairs in the apartment.

They will look more at the project than you as the borrower. 

This means you need to line up a source of funding today for the auction at the middle of next week ... you get the point -- no last minute looking for funds after a winning bid.The issue becomes how long you want to borrow the $$ for.

The higher loan amount of the owner occupant is ballpark a wash with the higher rate of the investor, who is borrowing less due to the larger down payment.You can scale it up and down easily.

@Trevor F.Plenty of lenders out there who offer DSCR/long-term loans to help you borrower against these types of assets with lower loan amounts so you don't have to use the conventional/conforming spots. 

If you have the ability to borrow, use someone else's money (ie a bank's). 

We brought my brother into the deal and we borrowed the remainder of the down payment from my father in law on a 12 month super low interest note.

And also couldn't I even exit by Borrowing against my Note to get my 70% out that way also?