I've been reading a lot here, and I know there are some people who are self-employed here; however, I am curious about how funding has worked for those who are self-employed with one or more of the the following "barriers":Highly fluctuating yearly incomeLimited amount for down (say the 3-10% range)Being in your self-employed field for less than 2 yearsFair credit/Credit Issues/Bankruptcies These are just general questions.I know quite a few self-employed people who make anywhere from 15k to 1m a year, but they all discuss how frustrating it is to (try) to get "traditional" financing when self-employed and applying for mortgages; regardless of credit.

Second, our tenants declared bankruptcy and we were prohibited from any contact with the residents for about two months. 

@Nate Sanow I read that article and I don't have a gun in this argument but I'm pretty sure the big orange haired man filed for bankruptcy and leveraged business "losses" as to not pay any federal income taxes for the last 15 years. 

The property has 2 mortgages on it totaling about 300k, & he also mentioned he filed for bankruptcy several years back.

Sometimes these dont update in a timely manner, but if they re-instated the loan, paid the past due, worked a loan mod to completion, bankruptcy, etc, it would get removed from the sale list.  

. -- look into how many Americans lose their lifetime of wealth accumulation -- medical bankruptcy. 

They build up huge amounts of taxes owed and are pushed in bankruptcy.  

Fortunately, I took advantage of a tax loophole that is now closed allowing me to declare myself financially insolvent (which I was at that time), and avoided bankruptcy.

Of course I am just in the beginning stages of wholesaling so what do I know.I have however dealt with people that were facing foreclosures, possibly bankruptcy, civil actions, debt collection, etc.  

Notice of default (foreclosure).. constantly stay in their ear , from start to finish.6. discharged/dismissed bankruptcy cases (get from pacer)7.Tax lien sale- published in legal news papers when auctions come up8.