It's hard to say which is more frustrating, but there's a really REALLY simple solution for both.If you get the find my iPhone app and set up the iCloud (www.iCloud.com) then you can completely forgo the pain of a password lock and still have all the security.After downloading this app, you can log into the "cloud" and do various things, my favorite is to have my phone play a sound when I can't find it.

I am eager to start a new career in real estate investing, but I only have about $15k to play with and can't afford any big mistakes (I have two small children and don't want to get into debt trying to make money!)

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They can afford to pay more than you and still have a good deal.OTOH, homeowners are often cash poor and just don't have the ability to take on anything major.

In a time where we have the best prices in a generation on SFRs, along with banks reluctance to lend on small less-expensive properties, and investor's frustration with equity markets and low bond/CD yields creating a conducive environment to offer them something vastly better, I can't think of any topic that would potentially be more important to those trying to build a portfolio of 1-4 unit properties to critical mass.I am in the process of putting together the materials I plan to use for discussions with prospective private lenders, and it seemed a great opportunity to have a robust discussion on what others are doing, and engage in idea-sharing.What works for you?

As a result of the protection afforded by the corporate structure, the individuals who are truly negligent would often be left off the hook and the liability for the wrongdoing would rest solely with the corporation itself.Due to the hard work and diligence of the lead poisoning lawyers at Levy Phillips and Konigsberg, LLP, case law precedent has now been established in New York State to hold not only the corporation, but the people who run and are acting on behalf of the corporation responsible for their individual negligence.http://www.lpklaw.com/new-york-lead-poisoning-lawyers.phpDoes that help?

Im thinking of putting maybe half of it in stocks and other half in real estate.In bangkok, a newly built mid-end condo, with modern facilities, carparks,for a 1 bed, 40 sqm in good location, fairly near sky train and fully furnished is maybe around 3m-4m baht. agency says i cud get around 22k-25k baht a month but im guessing its prob more like 15k-20k baht. most Thai wages will not be able to afford the rent, but its ideal for expats working in bkk. so the return is maybe around 6% before all costs, vacancy periods and appreciation/depreciation.ive been reading a lot of negative and pessimistic views about condo as a buy-to-let especially in bkk. there r so many condos in bkk and many being built as land is not scarce yet cos old buildings can be cleared and new projects started easy. and other factors i dont know. also traffic is a nightmare and the condos that are centrally located (and most expensive) have one of the worst traffics (altho it wud prob be near sky train or underground which would be ok for expats.keep in mind that i ll be paying in lump sum, wouldnt mind to gain some real estate exposure (im fairly interested in the industry),do you think its worth it to buy a condo in bkk as a buy-to-let?

Houses in my neighborhood are just not selling for the price I can afford to sell at.I want to get a lower percentage of 4% if possible to make renting it more profitable but if I do manage to sell the place I don't want to lose money on the refinance.I am checking out the internet but I feel I can't find a site that will educate me without them wanting my personal information or me feeling like I might be falling into a scam site.Any direction would be great, thanks

You might be able to sell it, but you might not.It can't hurt to try and sell it and list it now, just be ready for what I call 'tire kickers' (people who are looking for low ball offers or can't afford the house to begin with).

If possible, anything you used that helped you get started.There is just so much on the web and so many different avenues to choose from that it gets frustrating not knowing where to start.