Very few people follow through, and of those that do, a high percentage miss enough where you can get out if you want to.  

That can be a very costly mistake.The reason why contractors cost don't follow a "rule of thumb" like a percentage of total costs is because the cost of materials don't always match the amount of work that is needed to complete the work.

This does not help the market in the slightest.So building is left to developers who have to make higher and higher percentages of developments "affordable" housing, which again, forces many builders out of the business as they can't get the returns needed.Now, anyone see any parallels to the US in all this?

Mostly it's a cheer leading session that seems eerily similar to the mid-2000's.All we can really glean from the Zillow data is that since 2009 (the time period of the study), appreciation showed the largest volume gains (not even percentage gains) in the 5 West Coast markets.  

Most are providing you vendor credit terms that you can get on your own without then charging you a fee based on a percentage of the "capital" you are approved for.  

Remember, a realtor makes their money from a commission that is based on a percentage of the sale price of the property, so it is in their best interest to sell their product for as much as possible, and in Miami they are able to do this.That said, there are deals to be found.

I got some of these numbers using percentages or what I would see the house being valued if it had/didn't have some of the upgrades.

Do you do a percentage and then once you reach that amount then you quit funding the reserves?

Get a HELOC from your favorite lender.As far as LTV, I think you are actually referring to down payment percentages.

Sure, taking them in as a partner is fine, you may want to consider the financing issues with partners being considered.But, I think that's too far over the top saying that finding a deal warrants sharing in it without other participation.Giving a small percentage in title away isn't a good idea.