And I am emotionally invested into this house because I feel like I got into it for a good price with such low money down.

I had to find temporary housing for my family and the house is being torn apart, dried out, and damage control.

Does it make sense to keep based on emotion or sell and diversify the return back into real estate?

-------------------You can reduce the anger of young people at the world they are inheriting to the simple anger of the inarticulate and emotionally immature, and it may help you feel better about it, but all the wonders and benefits of technological progress aren't going to help much when, not if, the North Atlantic current reverses due to climate change.

We are dealing with emotions which we cannot quantify at the end of the day. 

As to pissing them off and them ceasing doing business with you, I'd ask myself if I really wanted to do business with a lender that is that emotional in the first place.

The following year, they were adjusted to a tenant-occupied property, so I had a temporary increase in my mortgage payment as well in order to make escrow whole.

Most renters understand they are in a temporary situation that can change at any minute.

You never know what might be going on with their life either emotionally or just other things.

It ends up costing a lot of money, time, and emotional aggravation.Here are three ways to deal with a property that is either condemned or on the road to condemnation.Sell It to a House FlipperThis is the easiest way to get out of a potential landmine.