There is no such thing as one bank or mortgage company that's the right total value proposition for all use-cases, it's necessary to factor in both "hard" costs like rate and points, and "soft" costs such as how fast do they go and how easy are they to work with, to find the right home for that particular loan.Since this is a refi and not time-sensitive: If you are super busy and your time is worth $100/hr, I'd say #1 is a no-brainer.

Brush up on eviction process from not until then, so you are ready to serve them ASAP.

I'll try and brush up on Long distance RE.

If you can answer undoubtedly with a “yes”, this is a good start.It is difficult to give you an answer as to how much money you will need because you have to know how much the land will cost and you will need to know what the soft and hard (construction) costs will be.

I have done some 'soft marketing' and there is demand for this area and at this price.

Soft Costs.

Don't purchase any rentals unless you 1) have plenty of reserves to make it through a soft rental market period or, 2) purchase your investment property at a low enough price you can always set your rent at a point that will guarantee occupancy without bleeding cash every month.

After they open the door and "join the fun" you can always approach the for future loans becaiuse you now have a past business relationship with that person, a key to avoiding SEC requirements.Don't know if a "soft sale" appoach can be explained for every situation, that's the best way, walking down the street handing out flyewrs will get you in trouble.....IMO

i agree justin...all i'm saying is the attorney's closing table is not the right time/place in my opinion, if i do decide to show how that 50,000 she sees is not what i get...sadly though, i probably won't ever have another chance, so when the guy's wife gave me the cold stare, i just brushed it off, shook their hand and left with my check.

Our tenant is great and the market here has been pretty soft, but I'm hopeful the spring will warm up.