DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I would find local credit unions or small banks, essentially portfolio lenders who hold the loans in house.

Also, due to KC mayor creating this ordinance, which to highlight and summarize includes:bans discrimination against tenants based solely on:"-Source of income from an occupation, including gig work or paying rent in cash-Use of public programs like Section 8 Housing Choice Vouchers, disability checks, or social security-Poor credit score-Prior evictions and alleged damages older than 12 months (less than 12 months can be a basis for denial)-Prior convictions or arrests (sexual and violent crimes are excepted, a landlord can still deny based on these convictions)-The ordinance also requires the city to proactively scan for rental ads using discriminatory language like “no Section 8” or “no past evictions”.

You can go to MySmartMove.com for credit, criminal, and eviction background check.

Hello Andrew,To answer your questions yes by going DSCR or blanket loan most DSCR and blanket lenders don't post the tradeline on your credit.

If not you'll get a bunch of people with no credit asking you to seller finance, etcOn average you will sell for less than when you list it with a top agent.

I gave tons of information to the bank and within 4 weeks I was credited every single dollar that was paid to the contractor.I also considered going after him legally, but after speaking with a lawyer in our area.

Quote from @Uzziel Cortez: Hello everyone,I am 31 years old and finally ready to dive into the deep end here.Looking over the strategies I think I want to start with Out Of State MTR / LTR strategy.My though is travel nurses or university students will be a good market / consumer base to tap into.I live in Orlando FL but looking at lower cost markets such as Texas or Indiana.Looking forward to hearing any tips yall might have for me.Thanks Welcome aboard.

I'm not sure eggs would tip someone over the edge to stay at your place over a similar place.

Second I’d check his credit history with similar thoughts in mind.