My spouse and I are members of the LLC - so do we still need EIN if we are not employing anyone?

I'm searching for an insurance professional to discuss the concept of negotiating group purchasing property insurance for a discount (similar to what is done through health care via employers).Are there regulations that would make this prohibitively difficult in the property insurance industry?

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.

The inclusion of additional units could potentially increase my qualification for higher-priced homes, contingent on the rental income they generate. 

Unless he's doing something like a big rehab to force appreciation.If he's putting down 25% now, then he should be able to refi with no additional money due in 5 years. 

@Angie Hensley, until you do something additional the LLC has no authority to sign a lease to rent out the property.

This can help you offset your mortgage expenses and potentially generate additional income.Explore Other Investment Opportunities: If house hacking isn't feasible or doesn't align with your goals, explore other investment opportunities in your area.

Additionally, in your experience, when is it more suitable to hire a contractor versus a handyman?

Any additional tips or things I should consider would be super helpful!

It reflects the average rental income per booked night, including nightly rates and additional fees like cleaning charges, pet fees, etc.