I do have a CPA buddy that I've asked questions of a few times and I send him a gift card or something for his time anytime I use it.  

All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.History.

You may want to send them a small gift each year to show your gratitude for their help!

Some common types of unearned income are:[7]-Annuities, pensions from any government or private source, workers' compensation, unemployment insurance benefits, black lung benefits and Social Security benefits;-Prizes, lottery winnings, settlements and awards, including court-ordered awards;-Proceeds of life insurance policies;-Gifts and contributions;-Support and alimony payments;-Inheritances in cash or property;-Rental income;-Dividends and interest

I agree with Scott - it sounds like you're effectively taking $180K from your mom to pay off your debt while simultaneously getting yourself a house with a mortgage.I didn't see anywhere in there where your mom gets her $180K back - is this just a gift to you or what does she get in exchange for the house that is paid off?

We came back to Brooklyn fired up started selling franchises and I had no luck, and by this time I had my second child my Beautiful Gifted Daughter..Now money was tightening up but I believed in this company, so to make some Money I started a construction contracting company while still trying to sell franchises..

The purpose is to avoid hiding what is actual interest as capital gains - or to evade the gift tax.

I'm not sure if this counts as a gift, how/should I document it, will my primary lender frown upon this and throw a red flag up etc?

This is 250k If they are single.If one of them gives you over 14k in any one year a gift tax return must be filed even if there is no liability due.

In Texas, what's the most straight forward way for a parent to gift a home to an adult child?