I realize this would be a SFR, but good to confirm.5% yearly increase in expenses, rents, value is very aggressive.

"Beginning in January, Jerome Powell (Chairman of the Federal Reserve) plans to appear before the public after every FOMC meeting." 

The only reason I say this is because even if you base your profit based on the MOST conservative numbers, there are always some sort of unexpected incidents that will arise throughout the process, and there needs to be some sort of reserve capital set aside for that.

Hello folks, I bought a duplex recently in SC via conventional loan, and I’m constantly looking for deals and I tend to find good ones every now and then but don’t want to deplete my cash reserves for the 25% down payment.

Make sure you have cash for reserves if you move ahead.

I should have 10k cash soon to save toward either down payment or reserves also.I'm also exploring the possibility of FHA loan and living in it a year, while fixing.

Hi Mikhail,I run my numbers pretty conservatively but here are my thoughts:- Vacancy: I like to reserve about one months worth of rent for vacancy, which would increase that numbers- Repairs/Capex: I like to budget for 7-8% for each. 

Buy with conventional, government backed mortgages.  4 easier mortgages and then the remainder are more difficult because of debt to income ratios and reserves.  

I'm working two jobs, living at home and have a savings rate of over 70%, but even still it'll be 2-3 years before I have enough saved up to cover a personal emergency fund, down payment, and reserves. 

4) What is the escrow reserve amount?