You can find them at ww.wiscoreia.com   Then click on locations to find the one nearest to you. 

Then when you get some money rolling in and maybe a second property go ahead and open one.

As a complete beginner, I would appreciate feedback from the community on things to consider when looking at this particular geographical area and when purchasing a multi-family home in the next 6 months in today's difficult and expensive market and yet still come ahead by lowering significantly the mortgage payments or even breaking even.

I chose to go ahead and get my license and am glad I did.

Selected my primary market(s) and made a "field" trip to the Tampa, FL areas to get to know the sub markets and meet with brokers Began underwriting 5+ properties weekly - originally on my own, but now do this with a few partners With all the force and momentum created with the actions above, it didn't take too long before I made a few connections that "clicked."

I only had about $20k to my name and a negative networth so you’re miles ahead of where I was when I started. 

If you go ahead with the offer, the fee is applied as credit towards purchase of the home.  

If click on the network tab on the top of this website, click on real estate agents you can find one in your area.

You would have to qualify debt to income wise but if the purpose of the home fit the guide lines rulebook, HUD 4155.1  You could buy your next home using FHA.There are a lot of loopholes when buying and using FHA, VA-Military, USDA, DPA-Programs you just need a seasoned mortgage banker who can walk you through the process ahead of time. 

So I went ahead and did it, and then realized that there was no program that I could find where gift money was permitted for delayed refi.