The property still has a solid tenant and even more equity. 

Credit is so important in this business.I will be interested to see what others say in response to your question.  

@ Sylvia, I think your plan to invest in MD and PA is solid.

Thank you for all the responses!.   

Areas like Newnan, LaGrange, Carrollton are fair game and solid markets from a demographics and price to rent stand point.

I appreciate your response. 

Current property manager appears to be unresponsive and also seems to lack work ethics.Looking for recommendations of reliable, professional and responsive property manager who manages in those areas.

If you aim for higher returns and can manage the risks and responsibilities, buying multiple homes with 20% down could be more beneficial.Has anyone had this come up when buying properties?

in response to the correct information claiming in some kind of non sequitur to be confused as to how one could 'fail.' 

Hi David thank you for your response.