We have quoted some DSCR’s lately in the low 7’s when credit was good! 

I know I'm tipping the sacred cow here, but cashflow is checkers, appreciation is chess.  

They spend dozens of hours showing houses and never getting paid a dime because the buyer decided to open a new credit card or change jobs right before closing and the financing fell through.

Here are a few tips to help you get started:Attend Houston-area seminars, networking events, and meetings for real estate.

Hi Jeremy, Here's my tips.

Hi Alex,As for conventional cash out refinance, assuming you will use full documented programs, your rates and terms will be largely dependent on your credit, income, DTI and equity.

I can't retire, refuse to work for someone else,  but I do have cash built up (Thank GOD), and a 850 Fico across all the Credit Bureaus.

I usually start with something like this:“We require a 550+ credit score as well as a current job paystub or a co-signer who meets these requirements.

I use pricelabs so if anyone could share some tips setting wise that would be amazing!

Excel is not useful for collection rent and automating things like leases and credit checks all in one pace that is for sure.