Those relationships have been essential in managing during the pandemic.

The covid 19 pandemic is impacting every real estate market and I'm not going to estimate the time frame to return to normal (or what normal will be post covid 19). 

This past year with the Pandemic going on, I filled one of the units with a tenant that looked ideal on paper and all previous landlords had nothing but good things to say about them.

If I go with option 1 what should I really focus on to get a good appraisal.ThanksIt's reasonable to grant a lot of leeway to taking 3+ months to close a simple refi once in a while if it's Spring/Summer 2020, since after all that was everyone's first pandemic-driven refinance boom, volume went up 500% in a month, it was chaos, etc. 

Coronavirus added other forms and items as well.

The downtown market has been hit hard since the pandemic, higher crime, vacancy, and homelessness.

Hard money lenders did have long-term options prior to the pandemic for people who might be in your situation that may have trouble obtaining conventional financing, but they're harder to find now.

Coronavirus hit the world, no one was prepared.Companies started closing down.Pay starts to get cut, and then the layoffs happen.This happened to me recently and I'm curious what to do with this 401(k).

This conversation was all before the pandemic started--I understand that it will be more of a challenge to get a HELOC now because of the pandemic, but regardless I don't have enough experience to tell if this is a "no duh" kind of thing or if we just need to try harder.Appreciate any advice you all can offer.

During the pandemic, my tenants requested the cleaning service be dropped.