People who had those great rates, if they were to sell their property today and buy another property at the same exact price their mortgage would double.

That's why a lot of people use it for their personal residence.

People offer to pay cash up front or rent for a longer term in hopes of avoiding any scrutiny.

Visit and Join Metro Detroit Real Estate Investors Group  theres some people on there that offer that service.  

Before you buy you 1st build you awareness of real estate investing, potential team members that you will need over the journey that will likely last the rest of your life and commence recruiting people and investing time seeking out knowledge and WISDOM.Wisdom would say buy in the down cycles of the market and refi cheap when rates are low but investors often have ants in their pants.  

But reality is that some investors are so busy, they use people like me who do this full time to buy the properties for them.

Quote from @Nina Sid: I just spoke to a few funds such as CRE Diversified Income Fund, Land Vest, Toro Real Estate Partners , Allied Land Investment, Phoenix Hospitality but I am trying to find people that have had good experiences investing in any of these or any other reputable passive investment fund with solid monthly returns. 

Stay away from gurus and people who charge you for their “expertise” in the beginning  so much free info out there  Its exciting to see how investors grow in this journey, and I’m sure you’ll build valuable connections along the way- Bigger pockets is a gold mine. 

How is title to the property held?

I see so many articles about the protective benefits of doing this, but my lender (and other lenders I've asked) say that residential mortgages cannot be held under LLCs (only commercial mortgages can), and that doing so can cause your entire loan to be called at once under penalty of foreclosure.