We also struggled with the issue of allowing pets.

DD on the property itself isn't an issue for me - I'm most concerned with not recognizing a problem in the collateral file.

Everyone seems to think this is only an affordability issue.

I went through your other posts here on biggerpockets, it appears that you have tax related questions throughout the year such as selling a primary residence that you lived in less than 2 years.You may want to see if you are eligible to claim partial exemption.When selecting an accountant, make sure you select someone who will be able to answer your questions.

These issues have been resolved for these and I see little difference. 

They are this amazing "new" loan product, that solves all issues for new investors.

If you have any lending related questions, always feel free to reach out to me as resource here in Florida :) 

Once a license has been issued, the City will provide an identification label which must be posted on the exterior of the property at all times when the property is being rented.

Honestly waiting for the payment is not a big issue for me, however, I am worried if their payment does not "clear" I won't know for 10 days. 

Higher end relatives coming to visit would want to stay at a home.Did you check AirBnB to see the calendars of the homes in the area?