That's like saying, there are less people on myspace... social media marketing is delusional....Is inventory less... sure... is it dry... far from it.

Hopkins here are some important factors to consider:reputation (will they close or leave you high and dry 1 day prior)term length of the loaninterest ratepointsother feesquality of communication with the lenderquality of documentation provided by the lender (i.e. loan agreement, promissory note, etc)

If neither of those options work, take legal action and garnish their wages.PetsMaking a decision about allow pets is not as cut and dry as it might seem.To allow pets or to not allow pets seems like an easy decision for many investors, but is it really as cut and dry as they think?

Stay dry 

Its not that cut and dry in Buffalo. 

Is it worth it to pay for dry cleaning when you can do your own laundry?

The only way i see to position againt this is lower priced properties with cheaper rents, as new developments will necessarily be top of market rents.If you can find a deal with rent advantage in a decent area, great, if not, maybe diversify, into; syndication, some reits, online lending(prosper etc) and maybe an alternative asset class like industrial.Also don't discount dry powder when the next big stock market correction shows up!

Make sure before you pipe in silicone, you wipe off all dirt & dust w/ a damp sponge and let it dry, or your bead won't bond to the tile and you'll still have cracks.

We call new lenders on a weekly basis as the type of lenders who typically do offer these loans will "dry up" because they are general much smaller lenders that only want a certain amount of exposure to investment real estate.

Then a year down the road I'd buy a nice multi-family to live in (or not).Buy a beat up multi-family (2-4 unit house hack) to live in and renovate, work my W-2 job, and then get into the flip market at a much later date since my savings would be dried upI'm really just looking for some opinions here on what to do with a 'fresh start'.