Its been that way since day 1, im sure people who have had equity lines through the 2000s and even after the great economic recovery can attest to that.

a business plan sample or template I did not know there is such a thing - maybe some of these ideas will help with you form a template for investing in multifamily units....know how much money you can put your hands on todaycreate a credit line ( as big as you can - you'll need it!)

If I buy a 3 bed home for $200k, put $20k into it, the ARV can be $225k or $500k, it doesn't matter.

Unfortunately as landlords, it's important to draw the line in the sand.

The Property: A little over 1.25 acre1056 SqFt3 Bed | 1 Bath RanchFull Basement (unfinished, may do this at a later date and refinance a second time.

@Liwen Gu, it takes time to set up and fund a self directed IRA so you should set the account up before you start lining up investments.

this is my dilemma I just had a tenant of two years who recently moved out on doing the move out inspection I saw that the carpeting which was installed just prior to the tenants moving in had  black paths around where I guess the beds were, the carpeting has buckled in areas from the heavy furniture that they had and its completely matted and no amount of steam cleaning will restore the carpeting.

We're currently saving a good chunk of our incomes each month for a down payment on something and we also have access to a line of credit if needed for potential rehab costs.

HVAC is 5yrs old Plumbing is good unsure of the age.Purchase 88k Loan FHA 3.5% down bed/bath 2/1 each sideSide 1 is currently rented for $440 (below market) by $45 for the sizeSide 2 I will be living in with a roommate and room rent is $330 (median market for a room for the size)Side 2 COMPLETELY RENTED will be $675 (median for market)Owner pays near $180 for water a month and tenants pay the rest of the utilitieswith mortgage, insurance, taxes, fees, monthly payment to own the property is $611.87I am really just trying to cover all of my bases right now. 

Who out there has gone into a local Credit Union or small private bank and actually got a line of credit.