Banks lend on present value, not ARV traditionally. 

In many respects, a good wholesaler isn't all that different from a traditional REALTOR (pretty sure I have to capitalize the word since I am one!)

Only real estate we have bought in the past was the traditional 20% down, so this creative strategy is new to me.  

I used a portfolio loan and it was a much less painful process than the traditional loan I used on my personal house.

Both can have finished or unfinished floors; both can have a post and beam support system, block walls, or traditional box framing.

All of these properties are traditionally financed, 30 yr term, with no outside investment (except the first house with my brother).I'd buy again in Tennessee, but I think I need to improve my legal protection and lease.  

So with a traditional buyer the tenants would have 50 days at the most.

Can I go with a traditional lender?

The reias are a feel good environment where the uninitiated  are often taken advantage of  by unscrupulous gurus pitching their endorsed expensive  get rich programs in investment real estate.

I think the disconnect is similar to every ones favorite Rich Dad and Poor Dad.