I have been in real estate since 2003 looking to network with like minded individuals to help me grow my business.

I work for a fee-based management company overseeing institutional investor assets, this one in particular is 650+ individually leased bedrooms with all the trimmings.

There is mold and mildew and different types of strains so more harmful than others.

Individually.Are the tax benefits same for rental properties held individually vs. in an LLC.Is umbrella insurance recommended for individually held rental properties.Does the umbrella insurance give the same liability protection that LLC's have.

@Antonio Coleman Excited to be joining a great group of individuals on this site!

They take care of all repairs except the infrastructure on your land, and hopefully individually metered for direct billing.

We each "own" our properties individually. 

I would love to meet like-minded individuals in my area to start bouncing ideas off of. 

So my question is: Should I apply for a conventional home loan as an individual or go for a business LOC or loan to finance my first property.Other details:- Looking at multi-unit properties (3-4 units)- Looking to finance about $20-$50K (LOC for $20k or Home loan for $50kAny and all feedback welcomed.

For instance, in Texas we have the Texas Education Agency and you get can get all sorts of school accountability and performance ratings for all sorts of school districts and individual schools through out the state.