Texas probably has local laws that are specific to Texas.The obvious question you will ask the attorney, is if you have someone sign an exclusive agreement and you can't prevent the foreclosure, what is the exposure and liability you would face.That will not be an easy question to gloss over since you are dealing with people's homes and they get very emotional if they think you promised to save their home and you fail to do so.

There are other threads on BP concerning this topic and as I have said all along, it's an interest rate risk exposure.

I do write a lot of insurance in the cannabis space, and restricting commercial activity and smoking is how I'd chisel out your exposure.

He also thought that if my LLC was the one collecting all the rent and paying all the expenses it would seem to have more liability exposure.

I didn't know these other sites use a different conduit to get at the information.If there is a movement to stop syndication altogether, as well as like you said, some regulations put in place to stop any data to be used by sites such as zillow. trulia, redfin etc...it would be very interesting to see how this evolve.To me, at the end of the day it is still to provide products and services to your clients to get their home sold, and if getting the maximum exposure is important, then this movement is heading in the opposite direction.Back in the 90s I was involved in a project where all the states highway authorities were heavily invested in a pooled fund bridge analysis program.

Your real financial expose of dying early on should be covered in term insurance and reduced as you get older as the exposure is reduced by living longer.

We also put out a sign in the yard—though the property is located on a quiet cul-de-sac at the very back of the community and doesn’t get too much exposure to traffic.

There is nothing wrong with using the IRA for real estate as long as you are fully aware of how to stay in bounds with the laws.A proven solution to these concerns is to implement a self administrated 401k plan.Under section 401 a majority of these tax exposures simply do not exist.Example: Husband and wife pool all of their retirement monies into the one 401k plan ( except Roth IRA's and Simple IRA's less than two years old)Both spouse can borrow up to 50% of their account balances to a max of $50,000Financed real estate does not incur the dreaded Unrelated Business Income Tax (UBIT)With a legal Tenants in Common agreement the Dept of Labor allows you to invest your personal money into the same property as your 401k and receive your ownership percentage of profit when the property sells.There are still rules and regulations to follow but when compared to an IRA the individual 401k is much easier to use.

@Benjamin CarverIf you are worried about the exposure of an index fund to market volatility, split the difference and put it in a money market account.

This slightly reduces your risk exposure.