Quote from @Jay Martin: Has anyone heard of or used Bluebird lending they have dscr loans, etc. opened in 2018 in Philly, lend in a bunch of states, but hard to find info on them. have not heard of them but based on the website appear legit.

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".

If this is financing for a stabilized property rate carries more importance but rate combined with origination fees, pre-payment penalty and term in which you intend on keeping the loan in place are all considerations which together should help in deciding the best financing option.

And how can we use this when underwriting our deals?

This likely means living in Louisville proper, depending on the job's location.

@Joel Bayer- I stopped using the BRRRR calculator a while ago because it doesn't handle complicated financing scenarios like this well. 

You have to go to their website and set up for a demo and go through the process that way.  

Often, I have cash sitting around between opportunities and have looked all over for a bank that will hold the cash in some kind of interest-bearing account.

The website is the only way to access baselane, there is not app to use. 

Is it my responsibility to deal with this ?