I may have missed information from other posts that would add clarity, but with limited information for the happiness of your relationship with a loving mom, cut the cord and go find your own money.Why are you borrowing a down payment anyway?

So it may be better, for the good of your reputation and potential long term relationship with this agent, to approach them with that in mind. 

Once you do, you build that relationship and hold onto it cause it's a valuable one to have. 

I can't wait to gain relationships, advice, and learn the field of investing an creating a great platform for my future Real Estate ventures!

Our percentage increased dramatically.We cancelled the relationship with the leasing company and purchased our own machines. 

This also means that you have to build and maintain these relationships, and as a result you probably should not be involved with anything that can damage these relationships.This article might be quite suitable to understand what to do in order to deal with Chinese buyers, and also a perspective on what not to do.

So talking to them face to face shows them you are serious and you can develop a relationship with them as well as finding out exactly what they want.

I've never used hard money and got a quote from a company who was recommended to me, and I would like to establish a good relationship with them.

Paul, Relationships are everything in this business.

I would rather work with a seasoned FC trustee that has a relationship with my servicer.