The lottery is completely random so your claim that IT companies are influencing it somehow makes no sense. 

I would open this discussion up with their broker to navigate through the legalities & influencing factors of each option.

What extra leverage do they have to influence the occupant?

It might be an interesting marketing experiment to see if capitalizing every word or rearranging the letters in a letter has any negative influence on the responses in a campaign.

Lenders will not overturn the opinion of an appraiser, they may not influence the appraiser's opinion in any way.What you can do is to ask for a review appraiser's opinion, you can also file a complaint with the AIA as to the practice of making the adjustment. 

I don't think you're to be influenced by anything that anyone says here on BP to the negative but I'll try again.A one-bedroom is functional obsolete.You stated that your HOH feesDOUBLED in three years.My guess is that you did not have any"special assessment"during that time or it would've been even worse.Many people have asked for positive experiences from condo investors with no positive reply.

So that's your stabilizing influence in the area.As stated I shudder to think of what these areas would be like without Turn Key companies working them..

I don't let outside factors influence my decisions and just trust my process.

When getting into real estate it’s easy to get caught up in what the influencers are preaching.

A good book/ audio book that influenced me in my real estate developing journey was "Peebles Principles" by R.