I worked as a Panama real estate agent for several years and provide content writing and marketing services for Keller Williams (KW) Panama.The property transfer sales tax is actually 2% of the total value of the property and not 11% as another comment suggested.Yes, the Panama real estate market is low after experiencing a boom for nearly 10 years.

For rent by the room, you want to be where young people would like to live, which is as close to amenities, nightlife, and jobs as they can get.

Every time one of my agents has a sale, I get paid, regardless of where they're located.  

I'm fine with combing the market for deals, just trying to find a way to legally secure financing without a due on sale clause raining on my parade.

We were getting ready to close with an end buyer, but now we can't sell because of a fake mortgage that we are forced to legally remove with due process at our expense.

If so, what were some of the strategies you used to find and close?

They explained that part of the ROI is based on being able to resell your parcels quickly for a profit and not exclusively from the sale of the coffee. 

He wanted to either sell both the business and property or just the real property and do a sale lease back.

You cannot use the seller credit towards the down payment, only the closing costs.

I have come across a handful of properties that are for sale, but were sold within the last 2 or 1 year for sometimes double or triple the price.