This is straight from HUD:“Effective for all loans closed on or after January 1, 2001, FHA’s annual mortgage insurance premium will automatically be canceled-once the unpaid principal balance, excluding the upfront MIP, reaches 78 percent of the lower of the initial sales price or appraised value based on the initial amortization schedule and pursuant to instructions contained in ML 00-38.

Able to follow instructions quite well. 404 451 5535

I'd love to get some pointers on choreography. . . it would even be great to bring in a guest instructor sometime if he or you teach or know of any good instructors.

If they are there as instructors or an actual job, they will most likely be there for about 3 years.

Per contract, if one party delivers the other party a notice of cancellation, parties must sign mutual instructions for escrow to release deposit.

It comes with instructions that give me an FTP site, a username, a password, and mentions a programmer.

@Dennis M.Shout out to you for your replies, both humorous and instructive.

I am curious how this works--when you make an offer on your own without a buyer's agent, does the REO listing agent instruct you which forms need to be filled out to make a particular offer?

Patience is a virtue with them.The list agent will never call you back and if you send an offer direct, you will get an auto email response instructing you to go to the website to bid.Unless you have a contact/relationship with someone at the company, this is how that game is played.

I doubt it.In most states all offers have to be submitted by law to the seller but the seller does not have to respond to the offer and can simply let it expire.In some states if a seller instructs in writing not to present certain offers then the listing broker doesn't have to.Every state has quirky procedures.You could ask the listing broker for a rejection from the seller in writing but the seller doesn't have to do anything.