Shop around. 

In terms of walkability It is close by to many shopping and dining areas, while also featuring a lot friendly social events within the neighborhood!

A way around this is to shop for a Property Manager while you are under contract to show the lender that you will be using a service to take care of the tenant needs.It's been 2 yrs now since I own this fourplex.

Happy shopping.

I personally only purchase 7 year fixed commercial loans and then weigh my options towards the end and then shop again, looking for the best 7-year fixed rate. 

I am currently shopping for an investment property that I plan to run as a Short-Term Rental on Airbnb from afar (2.5 hours driving distance) and I am currently investigating property managers/management companies for quotes.

It is certainly worth reaching out to your own bank to see what options they have for you but you should always shop around for other products.

Today, if the interest rate is under 10, I am not batting an eye. 2.5 years ago I shopped a 4.something refi rate across three banks and went through the trouble to leverage offers back and forth between lenders.

The rent from the house covers the overhead for the shop.

We have some land behind the shop which is about 1.5 acres which contains cars and part.