Thanks,A lot of lenders (mortgage brokers) utilize figure https://www.figure.com/home-equity-line/ if it helps you at all. 

Numbers:Purchase Price: $140,000Cash Invested: $42,000Income:Unit 1: $1075 + utilities. 

Quote from @Eric Carr: Bahrain is now accepting bitcoin for phone payments  One of Japan's largest utility companies is using excess power to mine bitcoinFidelity launched their retail crypto trading platformLarry Fink at Blackrock says tokenized assets are the futureHarvard tells central banks they need to start buying bitcoinTerrell and Taylor Swift are already plotting against Harvard.  

Originally posted by @Angela Zaitz:Are the utility lines separate? 

., new renovation, outdoor space, free parking, in unit laundry, extra storage, utilities included in rent.   

If a student loan is in repayment, or scheduled to begin within 12 months from the date of VA loan closing, the lender must consider the anticipated monthly obligation in the loan analysis and utilize the payment established by calculating each loan at a rate of five percent of the outstanding balance divided by 12 months.

Include expenses like utilities, HOA fees, and reserves

No, there simply utilizing it, adoption, as is all there competitors, so it's not any business innovation except the ai creators, it's industry adoption to a evolved S.O.P.. 

You might have a home that literally takes one dividing wall of 2x4s and a kitchenette, or you might have a home that you need to add exterior doors, breaker panels, relocating utilities, etc.

Many people saved a lot on taxes utilizing those vehicles versus a Defined Contribution Plan like a 401(k).