What I have done also is if I have to front the $ is I get them on a trial payment plan to increase their monthly payment to pay down those advances.

Guy would call into the office every single month complaining about the slightest variation of his portfolio.

I personally tend to think that some people go looking to make trouble, and then they try to get out of the trouble they made by excusing their bad behavior as some sort of "trial by fire" of my customer service skills that I failed.

I'm initiated a free trial and have a call with a rep to see if they are able to provide what I'm looking for. 

My process is pretty close to your second variation.

If IRS reconstructs your income with the bank statements, you need to have a audit trial of what all the money coming in are for. 

Problem was they had Liens against them in there name and if they paid me off they could not sell the property as it would not have clear titleI say that because that may also be the case or some variation thereof

A variation is to 1031 one of the properties into a really nice investment property that will become your primary later. 

@Roemeo Barnette, I’ve been through variations of this same scenario with several clients over the past decade or so and the other posters here are spot on.

They have a trial version so it wouldn't hurt to give it a shot.