Working on large-scale data is great b/c sometimes it's all about how many owners you approach daily; the issue with over-the-top details is also getting lost in targeting specific owners and situations, aka focusers/tax liens, etc.

We pay payroll taxes and workers comp, we comply with state and federal laws regarding work place safety, PTO, vacation, labor laws et al.

Conventional lending requires tax returns, good FICO and reasonable DTI. 

I'd love to move into another fixer upper for two years so we could flip tax free or live in for long enough to use our FHA loan.

Everything I bought is up 2-3x and last year I had net rental income on my taxes of $86,000.

I have been listening to the podcasts for years and have finally gotten serious about making this move to better my families situation. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

And finally regarding the interest, yes doing these 10 yrs-loan the biggest goal was save some money from the interest.

I currently have a pre-tax retirement account with employer match and a Roth IRA invested in the stock market.

could be just like a regular deal, but if you're up for pitching, presenting and educating a seller on the tax and other advantages of seller financing, you just might turn it into a seller finance deal.