For the branch at Lihue, on Kauai, the phone number is:  (808) 245-6761Another option is American Savings Bank - (800) 272-2566If I can serve you in any way, contact me at any time.  

The conservative nature of retirement accounts serves a purpose – providing a stable foundation for your future.Instead, I would:1.

It's definitely the cheapest option.Mini splits require some amount of duct work if you are going to serve more than 1 room on the other side of the wall from the unit.

It also serves as a springboard for other deals. 

If those options are not allowed then you must serve them notice to QUIT.

Regardless, we're all in real estate to make money, and to serve others. 

@Sam Cano Did you personally serve the notice in person to the tenant?

If they continue smoking despite the warning, you can then serve them a formal notice addressing the problem.

It's essential to consider and appreciate the diversity of housing options available, each serving different needs and lifestyles.

It has a free plan, although I opted to go for the long dollar and spend $7 a month so I can make use of its automated workflows :)Do a quick search and check it out; perhaps it'll serve your needs.